At a glance
| Topic | Fact |
|---|---|
| Who we are | Equity Tap Pty Ltd, an Australian direct lender lending its own money since 2022 |
| Company numbers | ACN 659 081 759, ABN 65 659 081 759 |
| Loan amounts | $50k to $5m |
| Loan terms | One to twelve months |
| Security | Acceptable residential or commercial property anywhere in Australia, as a first or second mortgage |
| Valuation | Not needed before approval |
| Financials and bank statements | Not required for property-secured loans: no tax returns, BAS or bank statements |
| Repayments | Up to six months with no scheduled payments on eligible facilities; interest can be prepaid or added to the loan |
| Speed | Eligible, straightforward loans can be funded in as little as 24 hours once approved |
| Credit checks | No credit check at initial assessment; a check may be made before funding for identity and fraud purposes |
| Purpose | Business purposes only, not personal or household spending |
| Who we lend to | Companies, trusts and sole traders, including new businesses |
| Pricing | Set on each borrower's individual circumstances, the sharpest rate available for the situation |
| Brokers | Welcome, with a dedicated broker portal |
What we solve
Equity Tap turns the equity in property into business capital when a bank cannot help, or cannot move fast enough. Owners use it to clear tax debts, pay out expensive short-term loans, buy stock or equipment, fund a settlement or bridge the wait for a sale or refinance. Read more on no valuation business loans, unlocking the equity in your house and what to do after a cash flow lender declines.
Contact Equity Tap
Call
1300 123 024
Weekdays 9:00am to 5:30pm AEST
Book a call
Office
116 Miller St
North Sydney NSW 2060
Brokers
Frequently asked questions
Is Equity Tap a lender or a broker?
Equity Tap is a direct lender. It lends its own money and makes its own lending decisions.
How much does Equity Tap lend?
Business loans from $50k to $5m, secured by residential or commercial property in Australia.
Does Equity Tap need a valuation?
No. A valuation is not needed before approval.
Does Equity Tap need financials or bank statements?
No. For property-secured loans Equity Tap does not ask for tax returns, BAS or bank statements.
How do I contact Equity Tap?
Call 1300 123 024 on weekdays from 9:00am to 5:30pm AEST, apply online at equitytap.com.au/apply, or book a call with the team.
Brokers: send the scenario through the Equity Tap broker channel and you will deal with the same lending team.