The practical answer
The exact documents depend on the borrower and security. A lender may need identification, company or trust details, the property address and value, mortgage statements, rates notices, evidence of the business purpose and documents supporting the exit strategy. A complete, accurate set can help a time sensitive assessment move faster.
What to check in practice
- Borrower: legal entity, ABN or ACN, director and guarantor details, and trust deed where relevant.
- Property: address, ownership, existing lender balances, rates notice and any recent valuation.
- Purpose: amount required, how funds will be used, deadline, and supporting contracts or invoices.
- Exit: sale contract, refinance progress, incoming receivable or other evidence of repayment.
Requirements differ by security and loan structure. Never assume a “no doc” label means no identity, purpose, property or exit checks.
Before using property equity
Confirm the genuine business purpose, available property equity, the complete cost of finance and a credible repayment plan. Equity Tap assesses business facilities from $50,000 to $5 million, secured by acceptable Australian real estate, for terms of one to twelve months. Eligibility and timing depend on the full scenario.
Explore the related Equity Tap guide or tool →
General information only, not legal, tax or financial advice.