No payments for up to 6 months
You can take an Equity Tap FNPL loan from 1 month, right through to 12 months. Best of all we can prepay the interest during the first 6 months.
- No valuations or financials
- Loans up to 12 months
- Funding from $100k up to $10m*
- LVR up to 75%
- 1 hour approval
- 24 hour settlement
- No repayments until maturity^
- Repay early or extend the loan FEE FREE
- No hidden fees or charges
Simple online process
It's quick, easy and secure. Get what you need today & pay in 6 months time.
- 2-minute application
- Same day approval
- No financials or valuations required
- Aussie customer service
- Tax debts and poor credit score Ok
- Nothing to pay for 6 months
What is Fund Now - Pay Later?
When you have an unexpected business opportunity & you need funds right now to seize the day.
When you need to settle on a property but your conventional bank finance has fallen through.
When you are in urgent need of new equipment, but your finance has been declined.
When your bank approval is taking too long, and you need the funds by tomorrow!
Who is eligible for Equity Tap FNPL ?
All types of business owners can Equity Tap!
- Sole Traders (ABN holders)
- Partnerships
- Companies
- Property Purchases*
- Have sufficient equity in real estate
- Have a company or ABN
- Be an Australian Citizen or Permanent resident over the age of 18
- Be borrowing against a property in Australia or New Zealand
- Have a government ID, such as a passport or drivers licence
We lend in most metro and non-metro postcodes in every state and territory in Australia, and right across New Zealand. However we can’t lend in some remote areas, on huge acreages, on workings farms, or where the population or recent property sales are very low.
- A rates notice for each property
- Photo ID for each person on title
- A recent Mortgage Statement
- A certified copy of the Trust Deed
- A copy of the Contract of Sale
- Evidence of paid deposit
- Evidence of remaining funds to complete purchase
- If residential, property must be purchased in a company name
Equity Tap FNPL Loan fees
- From just 1.5% per month
- Interest is Pre-Paid for up to 6 months, so you don’t have to pay a cent during the first 6 months of the loan term
- From 1% of the loan amount + standard legal costs*
- These costs are capitalised into the loan, so you don’t need to pay them up front.
NIL – because we do not do valuations. Ever!
All included in the legal fees.
Want to know your exact costs?
That’s easy. It’s free, there are no credit checks, and you’re under no obligation.
Simply complete our online application to find out what costs may apply to your unique scenario.
Our team are here to help.
Weekdays 9.00am – 5.30pm AEDT
1300 123 024
Simply APPLY ONLINE and we will immediately commence work on your loan.