1st Mortgages. Business loans funded in 24 hours

Tap the equity in your property for INSTANT cash to boost your business.

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Equity Tap Business Loan

No payments for up to 3 months

You can take an Equity Tap loan from 1 month, right through to 12 months.  Best of all we can prepay the interest during the first 3 months.

  • No valuations or financials
  • Loans up to 12 months
  • Funding from $50k up to $5m*
  • LVR up to 75%
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  • 1 hour approval
  • 24 hour settlement
  • No repayments until maturity^
  • Repay early or extend the loan FEE FREE
  • No hidden fees or charges

Simple online process

It's quick, easy and secure. All designed to make your life easier.

  • 2-minute application
  • Same day approval
  • Funding in 24 hours
  • No financials or valuations required
  • Aussie customer service
  • Tax debts and poor credit score Ok

When would I need Equity Tap?

When you have an unexpected business opportunity & you need funds to seize the day.
When you need to settle on a property right away, but your bank finance has fallen through.
When you're selling real estate, but you urgently need the proceeds of the sale right NOW.
When your Bank approval is taking too long, and you need the funds by tomorrow!
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See if you're eligible

All types of business owners can Equity Tap!

  • Sole Traders
  • Partnerships
  • Companies
  • Property Purchases*
  • Have sufficient equity in real estate
  • Have a company or ABN
  • Be an Australian Citizen or Permanent resident over the age of 18
  • Be borrowing against a property in Australia or New Zealand
  • Have a government ID, such as a passport or drivers licence

We lend in most metro and non-metro postcodes in every state and territory in Australia, and right across New Zealand. However we can’t lend in some remote areas, on huge acreages, on workings farms, or where the population or recent property sales are very low.

  • A rates notice for each property
  • Photo ID for each person on title
  • A recent Mortgage Statement
  • A certified copy of the Trust Deed
  • A copy of the Contract of Sale
  • Evidence of paid deposit
  • Evidence of remaining funds to complete purchase
  • If residential, property must be purchased in a company name

Equity Tap Loan fees

  • From a low 1.99%pm
  • Interest is Pre-Paid for up to 3 months, so you don’t have to pay a cent during the first 3 months of the loan term
  • This fee starts from $2,500, and is calculated as a percentage of the total loan amount + standard legal costs.
  • These costs are capitalised into the loan, so you don’t need to pay them up front.

NIL – because we do not do valuations. Ever!

All included in the legal fees.

Complete our online application to find out what fees may apply to your unique scenario. 
Don’t worry – it doesn’t cost anything to apply, and we do not do a credit check on application.

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Our team are here to help.

Weekdays 9.00am – 5.30pm AEDT
1300 123 024

Simply APPLY ONLINE and we will immediately commence work on your loan.

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